Welcome to Fisgard Capital II Corporation

Here’s what makes us different.

We have enthusiastically responded to investor suggestions and requests and have created a brand new mortgage investment fund to meets their needs.


Higher return – 7.5% for 2015 based on Series A5 [5-year] Preferred Shares

Opportunity for a yearly dividend bonus based on fund performance

Five investment options (1, 2, 3, 4 & 5 year)

A fixed return – for 2016 7.5% – established at the beginning of each year. The actual dividends paid will depend on a variety of factors. See the Offering Memorandum for further information on FCIIC’s dividend policy.

Monthly dividend distributions

Enhanced liquidity through early redemption and monthly redemption opportunities

Share purchases at Net Asset Value (NAV) compared to $1.00 per share purchase price


Popular features we’ve maintained

  • One of the lowest registered plan costs in Canada ($24 per year for the RESP accounts, $36 per for the TFSA accounts, $42 per year for the RDSP accounts and $100 per year for the RRSP, RRIF and other accounts such as the Spousal RRSP, Spousal RRIF, LIF, LRIF, LIRA and IPP)
  • Choice of non-registered cash investments as well as the full array of registered plans referenced above
  • Flexibility to receive cash dividends for income or reinvesting your dividends for growth (with the option to convert from one dividend election to the other on short notice)
  • Convenience of receiving dividends by direct deposit
  • Personalized friendly service from our Dealer Representatives
  • 24-hour online access to your investment information

As always, with Fisgard you can:

  • Start small if you wish. Open an account with just $1,000.
  • Invest monthly rather than in a lump sum.
  • Save money. Our trustee fees are among the lowest in Canada.
  • Stay flexible. Go with 1, 2, 3, 4, or 5 year series. Take your dividends in cash for income or reinvest your dividends for growth.

*Before considering an investment please request a copy of Fisgard’s Offering Memorandum that details risk. Mortgage investments are not guaranteed, returns may fluctuate and past performance may not be repeated.